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| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
|---|---|---|---|---|---|---|---|---|
| 2025 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $41,600 18,000 · payroll 1,600 · interest | $12,240 6,000 · surplus 240 · interest | $41,000 15,000 · surplus 1,000 · interest | $94,840 41,840 |
| 2026 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $61,984 18,000 · payroll 2,384 · interest | $18,730 6,000 · surplus 490 · interest | $57,640 15,000 · surplus 1,640 · interest | $138,354 43,514 |
| 2027 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $83,183 18,000 · payroll 3,199 · interest | $25,479 6,000 · surplus 749 · interest | $74,946 15,000 · surplus 2,306 · interest | $183,608 45,254 |
| 2028 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $105,231 18,000 · payroll 4,047 · interest | $32,498 6,000 · surplus 1,019 · interest | $92,943 15,000 · surplus 2,998 · interest | $230,672 47,064 |
| 2029 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $128,160 18,000 · payroll 4,929 · interest | $39,798 6,000 · surplus 1,300 · interest | $111,661 15,000 · surplus 3,718 · interest | $279,619 48,947 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2030 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $152,006 18,000 · payroll 5,846 · interest | $47,390 6,000 · surplus 1,592 · interest | $131,128 15,000 · surplus 4,466 · interest | $330,524 50,905 |
| 2031 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $176,807 18,000 · payroll 6,800 · interest | $55,285 6,000 · surplus 1,896 · interest | $151,373 15,000 · surplus 5,245 · interest | $383,465 52,941 |
| 2032 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $202,599 18,000 · payroll 7,792 · interest | $63,497 6,000 · surplus 2,211 · interest | $172,428 15,000 · surplus 6,055 · interest | $438,523 55,059 |
| 2033 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $229,423 18,000 · payroll 8,824 · interest | $72,037 6,000 · surplus 2,540 · interest | $194,325 15,000 · surplus 6,897 · interest | $495,784 57,261 |
| 2034 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $257,320 18,000 · payroll 9,897 · interest | $80,918 6,000 · surplus 2,881 · interest | $217,098 15,000 · surplus 7,773 · interest | $555,336 59,551 |
| 2035 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $286,332 18,000 · payroll 11,013 · interest | $90,155 6,000 · surplus 3,237 · interest | $240,782 15,000 · surplus 8,684 · interest | $617,269 61,933 |
| 2036 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $316,506 18,000 · payroll 12,173 · interest | $99,761 6,000 · surplus 3,606 · interest | $265,413 15,000 · surplus 9,631 · interest | $681,680 64,411 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2037 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $347,886 18,000 · payroll 13,380 · interest | $109,751 6,000 · surplus 3,990 · interest | $291,029 15,000 · surplus 10,617 · interest | $748,667 66,987 |
| 2038 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $380,521 18,000 · payroll 14,635 · interest | $120,142 6,000 · surplus 4,390 · interest | $317,671 15,000 · surplus 11,641 · interest | $818,334 69,667 |
| 2039 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $414,462 18,000 · payroll 15,941 · interest | $130,947 6,000 · surplus 4,806 · interest | $345,377 15,000 · surplus 12,707 · interest | $890,787 72,453 |
| 2040 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $449,761 18,000 · payroll 17,298 · interest | $142,185 6,000 · surplus 5,238 · interest | $374,192 15,000 · surplus 13,815 · interest | $966,138 75,351 |
| 2041 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $486,471 18,000 · payroll 18,710 · interest | $153,872 6,000 · surplus 5,687 · interest | $404,160 15,000 · surplus 14,968 · interest | $1,044,504 78,366 |
| 2042 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $524,650 18,000 · payroll 20,179 · interest | $166,027 6,000 · surplus 6,155 · interest | $435,327 15,000 · surplus 16,166 · interest | $1,126,004 81,500 |
| 2043 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $564,356 18,000 · payroll 21,706 · interest | $178,668 6,000 · surplus 6,641 · interest | $467,740 15,000 · surplus 17,413 · interest | $1,210,764 84,760 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2044 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $605,650 18,000 · payroll 23,294 · interest | $191,815 6,000 · surplus 7,147 · interest | $501,449 15,000 · surplus 18,710 · interest | $1,298,915 88,151 |
| 2045 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $629,876 24,226 · interest | $199,488 7,673 · interest | $463,956 20,058 · interest 51,000 · take home 6,552 · taxes | $1,293,320 -5,595 |
| 2046 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $655,071 25,195 · interest | $207,467 7,980 · interest | $424,962 18,558 · interest 51,000 · take home 6,552 · taxes | $1,287,501 -5,819 |
| 2047 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $681,274 26,203 · interest | $215,766 8,299 · interest | $384,409 16,998 · interest 51,000 · take home 6,552 · taxes | $1,281,450 -6,052 |
| 2048 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $708,525 27,251 · interest | $224,397 8,631 · interest | $342,234 15,376 · interest 51,000 · take home 6,552 · taxes | $1,275,156 -6,294 |
| 2049 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $736,866 28,341 · interest | $233,373 8,976 · interest | $298,372 13,689 · interest 51,000 · take home 6,552 · taxes | $1,268,611 -6,545 |
| 2050 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $766,341 29,475 · interest | $242,707 9,335 · interest | $252,755 11,935 · interest 51,000 · take home 6,552 · taxes | $1,261,803 -6,807 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2051 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $796,995 30,654 · interest | $252,416 9,708 · interest | $205,314 10,110 · interest 51,000 · take home 6,552 · taxes | $1,254,724 -7,079 |
| 2052 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $828,874 31,880 · interest | $262,512 10,097 · interest | $172,902 8,213 · interest 36,000 · take home 4,625 · taxes | $1,264,288 9,564 |
| 2053 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $862,029 33,155 · interest | $273,013 10,500 · interest | $139,193 6,916 · interest 36,000 · take home 4,625 · taxes | $1,274,235 9,947 |
| 2054 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $896,510 34,481 · interest | $283,933 10,921 · interest | $104,136 5,568 · interest 36,000 · take home 4,625 · taxes | $1,284,580 10,345 |
| 2055 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $932,371 35,860 · interest | $295,291 11,357 · interest | $67,677 4,165 · interest 36,000 · take home 4,625 · taxes | $1,295,339 10,759 |
| 2056 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $969,666 37,295 · interest | $307,102 11,812 · interest | $29,759 2,707 · interest 36,000 · take home 4,625 · taxes | $1,306,528 11,189 |
| 2057 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,008,452 38,787 · interest | $310,813 12,284 · interest 8,573 · take home | $0 1,190 · interest 27,427 · take home 3,523 · taxes | $1,319,265 12,738 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2058 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,048,790 40,338 · interest | $287,246 12,433 · interest 36,000 · take home | $0 | $1,336,036 16,771 |
| 2059 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,090,742 41,952 · interest | $262,735 11,490 · interest 36,000 · take home | $0 | $1,353,477 17,441 |
| 2060 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,134,372 43,630 · interest | $237,245 10,509 · interest 36,000 · take home | $0 | $1,371,616 18,139 |
| 2061 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,179,747 45,375 · interest | $210,735 9,490 · interest 36,000 · take home | $0 | $1,390,481 18,865 |
| 2062 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,226,936 47,190 · interest | $183,164 8,429 · interest 36,000 · take home | $0 | $1,410,100 19,619 |
| 2063 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,276,014 49,077 · interest | $154,490 7,327 · interest 36,000 · take home | $0 | $1,430,504 20,404 |
| 2064 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,327,054 51,041 · interest | $124,670 6,180 · interest 36,000 · take home | $0 | $1,451,725 21,220 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2065 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,380,137 53,082 · interest | $93,657 4,987 · interest 36,000 · take home | $0 | $1,473,794 22,069 |
| 2066 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,435,342 55,205 · interest | $61,403 3,746 · interest 36,000 · take home | $0 | $1,496,745 22,952 |
| 2067 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,492,756 57,414 · interest | $27,859 2,456 · interest 36,000 · take home | $0 | $1,520,615 23,870 |
| 2068 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,544,200 59,710 · interest 7,026 · take home 1,240 · taxes | $0 1,114 · interest 28,974 · take home | $0 | $1,544,200 23,585 |
| 2069 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,563,615 61,768 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,563,615 19,415 |
| 2070 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,583,806 62,545 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,583,806 20,192 |
| 2071 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,604,806 63,352 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,604,806 20,999 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2072 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,626,645 64,192 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,626,645 21,839 |
| 2073 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,649,358 65,066 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,649,358 22,713 |
| 2074 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,672,979 65,974 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,672,979 23,621 |
| 2075 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,697,546 66,919 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,697,546 24,566 |
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| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
|---|---|---|---|---|---|---|---|---|
| 2025 4.0% | $72,000 (take home pay) | $70,200 | $1,800 | $34,200 | $41,600 18,000 · payroll 1,600 · interest | $8,040 1,800 · surplus 240 · interest | $26,000 1,000 · interest | $75,640 22,640 |
| 2026 4.0% | $72,000 (take home pay) | $70,200 | $1,800 | $34,200 | $61,984 18,000 · payroll 2,384 · interest | $10,162 1,800 · surplus 322 · interest | $27,040 1,040 · interest | $99,186 23,546 |
| 2027 4.0% | $72,000 (take home pay) | $70,200 | $1,800 | $34,200 | $83,183 18,000 · payroll 3,199 · interest | $12,368 1,800 · surplus 406 · interest | $28,122 1,082 · interest | $123,673 24,487 |
| 2028 4.0% | $72,000 (take home pay) | $70,200 | $1,800 | $34,200 | $105,231 18,000 · payroll 4,047 · interest | $14,663 1,800 · surplus 495 · interest | $29,246 1,125 · interest | $149,140 25,467 |
| 2029 4.0% | $72,000 (take home pay) | $70,200 | $1,800 | $34,200 | $128,160 18,000 · payroll 4,929 · interest | $17,049 1,800 · surplus 587 · interest | $30,416 1,170 · interest | $175,626 26,486 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2030 4.0% | $72,000 (take home pay) | $70,200 | $1,800 | $34,200 | $152,006 18,000 · payroll 5,846 · interest | $19,531 1,800 · surplus 682 · interest | $31,633 1,217 · interest | $203,171 27,545 |
| 2031 4.0% | $72,000 (take home pay) | $70,200 | $1,800 | $34,200 | $176,807 18,000 · payroll 6,800 · interest | $22,113 1,800 · surplus 781 · interest | $32,898 1,265 · interest | $231,817 28,647 |
| 2032 4.0% | $72,000 (take home pay) | $36,000 | $36,000 | $0 | $202,599 18,000 · payroll 7,792 · interest | $28,997 6,000 · surplus 885 · interest | $64,214 30,000 · surplus 1,316 · interest | $295,810 63,993 |
| 2033 4.0% | $72,000 (take home pay) | $36,000 | $36,000 | $0 | $229,423 18,000 · payroll 8,824 · interest | $36,157 6,000 · surplus 1,160 · interest | $96,783 30,000 · surplus 2,569 · interest | $362,362 66,552 |
| 2034 4.0% | $72,000 (take home pay) | $36,000 | $36,000 | $0 | $257,320 18,000 · payroll 9,897 · interest | $43,603 6,000 · surplus 1,446 · interest | $130,654 30,000 · surplus 3,871 · interest | $431,577 69,214 |
| 2035 4.0% | $72,000 (take home pay) | $36,000 | $36,000 | $0 | $286,332 18,000 · payroll 11,013 · interest | $51,347 6,000 · surplus 1,744 · interest | $165,880 30,000 · surplus 5,226 · interest | $503,560 71,983 |
| 2036 4.0% | $72,000 (take home pay) | $36,000 | $36,000 | $0 | $316,506 18,000 · payroll 12,173 · interest | $59,401 6,000 · surplus 2,054 · interest | $202,515 30,000 · surplus 6,635 · interest | $578,422 74,862 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2037 4.0% | $72,000 (take home pay) | $36,000 | $36,000 | $0 | $347,886 18,000 · payroll 13,380 · interest | $67,777 6,000 · surplus 2,376 · interest | $240,616 30,000 · surplus 8,101 · interest | $656,279 77,857 |
| 2038 4.0% | $72,000 (take home pay) | $36,000 | $36,000 | $0 | $380,521 18,000 · payroll 14,635 · interest | $76,488 6,000 · surplus 2,711 · interest | $280,241 30,000 · surplus 9,625 · interest | $737,251 80,971 |
| 2039 4.0% | $72,000 (take home pay) | $36,000 | $36,000 | $0 | $414,462 18,000 · payroll 15,941 · interest | $85,548 6,000 · surplus 3,060 · interest | $321,450 30,000 · surplus 11,210 · interest | $821,461 84,210 |
| 2040 4.0% | $72,000 (take home pay) | $36,000 | $36,000 | $0 | $449,761 18,000 · payroll 17,298 · interest | $94,970 6,000 · surplus 3,422 · interest | $364,308 30,000 · surplus 12,858 · interest | $909,039 87,578 |
| 2041 4.0% | $72,000 (take home pay) | $36,000 | $36,000 | $0 | $486,471 18,000 · payroll 18,710 · interest | $104,769 6,000 · surplus 3,799 · interest | $408,881 30,000 · surplus 14,572 · interest | $1,000,121 91,082 |
| 2042 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $505,930 19,459 · interest | $108,959 4,191 · interest | $387,065 16,355 · interest 36,000 · take home 2,171 · taxes | $1,001,955 1,834 |
| 2043 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $526,167 20,237 · interest | $113,318 4,358 · interest | $364,377 15,483 · interest 36,000 · take home 2,171 · taxes | $1,003,862 1,907 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2044 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $547,214 21,047 · interest | $117,850 4,533 · interest | $340,782 14,575 · interest 36,000 · take home 2,171 · taxes | $1,005,846 1,984 |
| 2045 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $569,103 21,889 · interest | $122,564 4,714 · interest | $316,242 13,631 · interest 36,000 · take home 2,171 · taxes | $1,007,909 2,063 |
| 2046 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $591,867 22,764 · interest | $127,467 4,903 · interest | $290,721 12,650 · interest 36,000 · take home 2,171 · taxes | $1,010,055 2,146 |
| 2047 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $615,541 23,675 · interest | $132,566 5,099 · interest | $264,179 11,629 · interest 36,000 · take home 2,171 · taxes | $1,012,286 2,231 |
| 2048 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $640,163 24,622 · interest | $137,868 5,303 · interest | $236,576 10,567 · interest 36,000 · take home 2,171 · taxes | $1,014,607 2,321 |
| 2049 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $665,769 25,607 · interest | $143,383 5,515 · interest | $207,868 9,463 · interest 36,000 · take home 2,171 · taxes | $1,017,021 2,414 |
| 2050 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $692,400 26,631 · interest | $149,118 5,735 · interest | $178,012 8,315 · interest 36,000 · take home 2,171 · taxes | $1,019,531 2,510 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2051 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $720,096 27,696 · interest | $155,083 5,965 · interest | $146,962 7,120 · interest 36,000 · take home 2,171 · taxes | $1,022,141 2,611 |
| 2052 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $748,900 28,804 · interest | $161,286 6,203 · interest | $114,670 5,878 · interest 36,000 · take home 2,171 · taxes | $1,024,856 2,715 |
| 2053 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $778,856 29,956 · interest | $167,738 6,451 · interest | $81,086 4,587 · interest 36,000 · take home 2,171 · taxes | $1,027,680 2,824 |
| 2054 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $810,010 31,154 · interest | $174,447 6,710 · interest | $46,158 3,243 · interest 36,000 · take home 2,171 · taxes | $1,030,616 2,936 |
| 2055 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $842,411 32,400 · interest | $181,425 6,978 · interest | $9,834 1,846 · interest 36,000 · take home 2,171 · taxes | $1,033,670 3,054 |
| 2056 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $876,107 33,696 · interest | $162,328 7,257 · interest 26,354 · take home | $0 393 · interest 9,646 · take home 582 · taxes | $1,038,435 4,765 |
| 2057 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $911,152 35,044 · interest | $132,821 6,493 · interest 36,000 · take home | $0 | $1,043,973 5,537 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2058 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $947,598 36,446 · interest | $102,134 5,313 · interest 36,000 · take home | $0 | $1,049,732 5,759 |
| 2059 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $985,501 37,904 · interest | $70,219 4,085 · interest 36,000 · take home | $0 | $1,055,721 5,989 |
| 2060 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,024,922 39,420 · interest | $37,028 2,809 · interest 36,000 · take home | $0 | $1,061,950 6,229 |
| 2061 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,065,918 40,997 · interest | $2,509 1,481 · interest 36,000 · take home | $0 | $1,068,428 6,478 |
| 2062 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,069,272 42,637 · interest 33,390 · take home 5,892 · taxes | $0 100 · interest 2,610 · take home | $0 | $1,069,272 845 |
| 2063 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,069,690 42,771 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,069,690 418 |
| 2064 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,070,125 42,788 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,070,125 435 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2065 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,070,577 42,805 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,070,577 452 |
| 2066 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,071,047 42,823 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,071,047 470 |
| 2067 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,071,536 42,842 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,071,536 489 |
| 2068 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,072,045 42,861 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,072,045 509 |
| 2069 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,072,574 42,882 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,072,574 529 |
| 2070 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,073,124 42,903 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,073,124 550 |
| 2071 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,073,696 42,925 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,073,696 572 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2072 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,074,290 42,948 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,074,290 595 |
| 2073 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,074,909 42,972 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,074,909 619 |
| 2074 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,075,552 42,996 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,075,552 643 |
| 2075 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,076,222 43,022 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,076,222 669 |