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| Year | Income | Expenses | Surplus | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
|---|---|---|---|---|---|---|---|
| 2024 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $41,600 18,000 · payroll 1,600 · interest | $12,240 6,000 · surplus 240 · interest | $44,000 18,000 · surplus 1,000 · interest | $97,840 44,840 |
| 2025 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $61,984 18,000 · payroll 2,384 · interest | $18,730 6,000 · surplus 490 · interest | $63,760 18,000 · surplus 1,760 · interest | $144,474 46,634 |
| 2026 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $83,183 18,000 · payroll 3,199 · interest | $25,479 6,000 · surplus 749 · interest | $84,310 18,000 · surplus 2,550 · interest | $192,973 48,499 |
| 2027 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $105,231 18,000 · payroll 4,047 · interest | $32,498 6,000 · surplus 1,019 · interest | $105,683 18,000 · surplus 3,372 · interest | $243,411 50,439 |
| 2028 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $128,160 18,000 · payroll 4,929 · interest | $39,798 6,000 · surplus 1,300 · interest | $127,910 18,000 · surplus 4,227 · interest | $295,868 52,456 |
| 2029 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $152,006 18,000 · payroll 5,846 · interest | $47,390 6,000 · surplus 1,592 · interest | $151,027 18,000 · surplus 5,116 · interest | $350,423 54,555 |
| Year | Income | Expenses | Surplus | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2030 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $176,807 18,000 · payroll 6,800 · interest | $55,285 6,000 · surplus 1,896 · interest | $175,068 18,000 · surplus 6,041 · interest | $407,160 56,737 |
| 2031 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $202,599 18,000 · payroll 7,792 · interest | $63,497 6,000 · surplus 2,211 · interest | $200,070 18,000 · surplus 7,003 · interest | $466,166 59,006 |
| 2032 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $229,423 18,000 · payroll 8,824 · interest | $72,037 6,000 · surplus 2,540 · interest | $226,073 18,000 · surplus 8,003 · interest | $527,533 61,367 |
| 2033 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $257,320 18,000 · payroll 9,897 · interest | $80,918 6,000 · surplus 2,881 · interest | $253,116 18,000 · surplus 9,043 · interest | $591,354 63,821 |
| 2034 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $286,332 18,000 · payroll 11,013 · interest | $90,155 6,000 · surplus 3,237 · interest | $281,241 18,000 · surplus 10,125 · interest | $657,728 66,374 |
| 2035 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $316,506 18,000 · payroll 12,173 · interest | $99,761 6,000 · surplus 3,606 · interest | $310,490 18,000 · surplus 11,250 · interest | $726,757 69,029 |
| 2036 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $347,886 18,000 · payroll 13,380 · interest | $109,751 6,000 · surplus 3,990 · interest | $340,910 18,000 · surplus 12,420 · interest | $798,547 71,790 |
| Year | Income | Expenses | Surplus | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2037 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $380,521 18,000 · payroll 14,635 · interest | $120,142 6,000 · surplus 4,390 · interest | $372,546 18,000 · surplus 13,636 · interest | $873,209 74,662 |
| 2038 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $414,462 18,000 · payroll 15,941 · interest | $130,947 6,000 · surplus 4,806 · interest | $405,448 18,000 · surplus 14,902 · interest | $950,858 77,648 |
| 2039 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $449,761 18,000 · payroll 17,298 · interest | $142,185 6,000 · surplus 5,238 · interest | $439,666 18,000 · surplus 16,218 · interest | $1,031,612 80,754 |
| 2040 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $486,471 18,000 · payroll 18,710 · interest | $153,872 6,000 · surplus 5,687 · interest | $475,253 18,000 · surplus 17,587 · interest | $1,115,596 83,984 |
| 2041 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $524,650 18,000 · payroll 20,179 · interest | $166,027 6,000 · surplus 6,155 · interest | $512,263 18,000 · surplus 19,010 · interest | $1,202,940 87,344 |
| 2042 4.0% | $72,000 (take home pay) | $48,000 | $24,000 | $564,356 18,000 · payroll 21,706 · interest | $178,668 6,000 · surplus 6,641 · interest | $550,753 18,000 · surplus 20,491 · interest | $1,293,778 90,838 |
| 2043 4.0% | $48,000 (fire take home) | $48,000 | $0 | $586,930 22,574 · interest | $185,815 7,147 · interest | $519,134 22,030 · interest 48,000 · take home 5,649 · taxes | $1,291,880 -1,898 |
| Year | Income | Expenses | Surplus | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2044 4.0% | $48,000 (fire take home) | $48,000 | $0 | $610,408 23,477 · interest | $193,248 7,433 · interest | $486,250 20,765 · interest 48,000 · take home 5,649 · taxes | $1,289,905 -1,974 |
| 2045 4.0% | $48,000 (fire take home) | $48,000 | $0 | $634,824 24,416 · interest | $200,978 7,730 · interest | $452,051 19,450 · interest 48,000 · take home 5,649 · taxes | $1,287,852 -2,053 |
| 2046 4.0% | $48,000 (fire take home) | $48,000 | $0 | $660,217 25,393 · interest | $209,017 8,039 · interest | $416,483 18,082 · interest 48,000 · take home 5,649 · taxes | $1,285,717 -2,135 |
| 2047 4.0% | $48,000 (fire take home) | $48,000 | $0 | $686,625 26,409 · interest | $217,378 8,361 · interest | $379,493 16,659 · interest 48,000 · take home 5,649 · taxes | $1,283,496 -2,221 |
| 2048 4.0% | $48,000 (fire take home) | $48,000 | $0 | $714,091 27,465 · interest | $226,073 8,695 · interest | $341,023 15,180 · interest 48,000 · take home 5,649 · taxes | $1,281,186 -2,310 |
| 2049 4.0% | $48,000 (fire take home) | $48,000 | $0 | $742,654 28,564 · interest | $235,116 9,043 · interest | $301,015 13,641 · interest 48,000 · take home 5,649 · taxes | $1,278,784 -2,402 |
| 2050 4.0% | $48,000 (fire take home) | $48,000 | $0 | $772,360 29,706 · interest | $244,520 9,405 · interest | $259,406 12,041 · interest 48,000 · take home 5,649 · taxes | $1,276,286 -2,498 |
| Year | Income | Expenses | Surplus | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2051 4.0% | $48,000 (fire take home) | $48,000 | $0 | $803,255 30,894 · interest | $254,301 9,781 · interest | $216,133 10,376 · interest 48,000 · take home 5,649 · taxes | $1,273,688 -2,598 |
| 2052 4.0% | $48,000 (fire take home) | $48,000 | $0 | $835,385 32,130 · interest | $264,473 10,172 · interest | $171,129 8,645 · interest 48,000 · take home 5,649 · taxes | $1,270,987 -2,702 |
| 2053 4.0% | $48,000 (fire take home) | $48,000 | $0 | $868,800 33,415 · interest | $275,052 10,579 · interest | $124,324 6,845 · interest 48,000 · take home 5,649 · taxes | $1,268,177 -2,810 |
| 2054 4.0% | $48,000 (fire take home) | $48,000 | $0 | $903,552 34,752 · interest | $286,054 11,002 · interest | $75,648 4,973 · interest 48,000 · take home 5,649 · taxes | $1,265,254 -2,922 |
| 2055 4.0% | $48,000 (fire take home) | $48,000 | $0 | $939,694 36,142 · interest | $297,496 11,442 · interest | $25,024 3,026 · interest 48,000 · take home 5,649 · taxes | $1,262,215 -3,039 |
| 2056 4.0% | $48,000 (fire take home) | $48,000 | $0 | $977,282 37,588 · interest | $284,681 11,900 · interest 24,715 · take home | $0 1,001 · interest 23,285 · take home 2,741 · taxes | $1,261,963 -252 |
| 2057 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,016,373 39,091 · interest | $248,068 11,387 · interest 48,000 · take home | $0 | $1,264,441 2,479 |
| Year | Income | Expenses | Surplus | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2058 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,057,028 40,655 · interest | $209,991 9,923 · interest 48,000 · take home | $0 | $1,267,019 2,578 |
| 2059 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,099,310 42,281 · interest | $170,390 8,400 · interest 48,000 · take home | $0 | $1,269,700 2,681 |
| 2060 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,143,282 43,972 · interest | $129,206 6,816 · interest 48,000 · take home | $0 | $1,272,488 2,788 |
| 2061 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,189,013 45,731 · interest | $86,374 5,168 · interest 48,000 · take home | $0 | $1,275,387 2,900 |
| 2062 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,236,574 47,561 · interest | $41,829 3,455 · interest 48,000 · take home | $0 | $1,278,403 3,015 |
| 2063 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,280,745 49,463 · interest 4,498 · take home 794 · taxes | $0 1,673 · interest 43,502 · take home | $0 | $1,280,745 2,342 |
| 2064 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,275,505 51,230 · interest 48,000 · take home 8,471 · taxes | $0 | $0 | $1,275,505 -5,241 |
| Year | Income | Expenses | Surplus | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2065 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,270,054 51,020 · interest 48,000 · take home 8,471 · taxes | $0 | $0 | $1,270,054 -5,450 |
| 2066 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,264,386 50,802 · interest 48,000 · take home 8,471 · taxes | $0 | $0 | $1,264,386 -5,668 |
| 2067 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,258,491 50,575 · interest 48,000 · take home 8,471 · taxes | $0 | $0 | $1,258,491 -5,895 |
| 2068 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,252,360 50,340 · interest 48,000 · take home 8,471 · taxes | $0 | $0 | $1,252,360 -6,131 |
| 2069 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,245,983 50,094 · interest 48,000 · take home 8,471 · taxes | $0 | $0 | $1,245,983 -6,376 |
| 2070 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,239,352 49,839 · interest 48,000 · take home 8,471 · taxes | $0 | $0 | $1,239,352 -6,631 |
| 2071 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,232,456 49,574 · interest 48,000 · take home 8,471 · taxes | $0 | $0 | $1,232,456 -6,897 |
| Year | Income | Expenses | Surplus | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2072 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,225,283 49,298 · interest 48,000 · take home 8,471 · taxes | $0 | $0 | $1,225,283 -7,172 |
| 2073 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,217,824 49,011 · interest 48,000 · take home 8,471 · taxes | $0 | $0 | $1,217,824 -7,459 |
| 2074 4.0% | $48,000 (fire take home) | $48,000 | $0 | $1,210,066 48,713 · interest 48,000 · take home 8,471 · taxes | $0 | $0 | $1,210,066 -7,758 |
| Swipe right for more details | ||||||||
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
|---|---|---|---|---|---|---|---|---|
| 2024 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $41,600 18,000 · payroll 1,600 · interest | $12,240 6,000 · surplus 240 · interest | $41,000 15,000 · surplus 1,000 · interest | $94,840 41,840 |
| 2025 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $61,984 18,000 · payroll 2,384 · interest | $18,730 6,000 · surplus 490 · interest | $57,640 15,000 · surplus 1,640 · interest | $138,354 43,514 |
| 2026 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $83,183 18,000 · payroll 3,199 · interest | $25,479 6,000 · surplus 749 · interest | $74,946 15,000 · surplus 2,306 · interest | $183,608 45,254 |
| 2027 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $105,231 18,000 · payroll 4,047 · interest | $32,498 6,000 · surplus 1,019 · interest | $92,943 15,000 · surplus 2,998 · interest | $230,672 47,064 |
| 2028 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $128,160 18,000 · payroll 4,929 · interest | $39,798 6,000 · surplus 1,300 · interest | $111,661 15,000 · surplus 3,718 · interest | $279,619 48,947 |
| 2029 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $152,006 18,000 · payroll 5,846 · interest | $47,390 6,000 · surplus 1,592 · interest | $131,128 15,000 · surplus 4,466 · interest | $330,524 50,905 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2030 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $176,807 18,000 · payroll 6,800 · interest | $55,285 6,000 · surplus 1,896 · interest | $151,373 15,000 · surplus 5,245 · interest | $383,465 52,941 |
| 2031 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $202,599 18,000 · payroll 7,792 · interest | $63,497 6,000 · surplus 2,211 · interest | $172,428 15,000 · surplus 6,055 · interest | $438,523 55,059 |
| 2032 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $229,423 18,000 · payroll 8,824 · interest | $72,037 6,000 · surplus 2,540 · interest | $194,325 15,000 · surplus 6,897 · interest | $495,784 57,261 |
| 2033 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $257,320 18,000 · payroll 9,897 · interest | $80,918 6,000 · surplus 2,881 · interest | $217,098 15,000 · surplus 7,773 · interest | $555,336 59,551 |
| 2034 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $286,332 18,000 · payroll 11,013 · interest | $90,155 6,000 · surplus 3,237 · interest | $240,782 15,000 · surplus 8,684 · interest | $617,269 61,933 |
| 2035 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $316,506 18,000 · payroll 12,173 · interest | $99,761 6,000 · surplus 3,606 · interest | $265,413 15,000 · surplus 9,631 · interest | $681,680 64,411 |
| 2036 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $347,886 18,000 · payroll 13,380 · interest | $109,751 6,000 · surplus 3,990 · interest | $291,029 15,000 · surplus 10,617 · interest | $748,667 66,987 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2037 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $380,521 18,000 · payroll 14,635 · interest | $120,142 6,000 · surplus 4,390 · interest | $317,671 15,000 · surplus 11,641 · interest | $818,334 69,667 |
| 2038 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $414,462 18,000 · payroll 15,941 · interest | $130,947 6,000 · surplus 4,806 · interest | $345,377 15,000 · surplus 12,707 · interest | $890,787 72,453 |
| 2039 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $449,761 18,000 · payroll 17,298 · interest | $142,185 6,000 · surplus 5,238 · interest | $374,192 15,000 · surplus 13,815 · interest | $966,138 75,351 |
| 2040 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $486,471 18,000 · payroll 18,710 · interest | $153,872 6,000 · surplus 5,687 · interest | $404,160 15,000 · surplus 14,968 · interest | $1,044,504 78,366 |
| 2041 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $524,650 18,000 · payroll 20,179 · interest | $166,027 6,000 · surplus 6,155 · interest | $435,327 15,000 · surplus 16,166 · interest | $1,126,004 81,500 |
| 2042 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $564,356 18,000 · payroll 21,706 · interest | $178,668 6,000 · surplus 6,641 · interest | $467,740 15,000 · surplus 17,413 · interest | $1,210,764 84,760 |
| 2043 4.0% | $72,000 (take home pay) | $51,000 | $21,000 | $15,000 | $605,650 18,000 · payroll 23,294 · interest | $191,815 6,000 · surplus 7,147 · interest | $501,449 15,000 · surplus 18,710 · interest | $1,298,915 88,151 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2044 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $629,876 24,226 · interest | $199,488 7,673 · interest | $463,956 20,058 · interest 51,000 · take home 6,552 · taxes | $1,293,320 -5,595 |
| 2045 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $655,071 25,195 · interest | $207,467 7,980 · interest | $424,962 18,558 · interest 51,000 · take home 6,552 · taxes | $1,287,501 -5,819 |
| 2046 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $681,274 26,203 · interest | $215,766 8,299 · interest | $384,409 16,998 · interest 51,000 · take home 6,552 · taxes | $1,281,450 -6,052 |
| 2047 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $708,525 27,251 · interest | $224,397 8,631 · interest | $342,234 15,376 · interest 51,000 · take home 6,552 · taxes | $1,275,156 -6,294 |
| 2048 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $736,866 28,341 · interest | $233,373 8,976 · interest | $298,372 13,689 · interest 51,000 · take home 6,552 · taxes | $1,268,611 -6,545 |
| 2049 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $766,341 29,475 · interest | $242,707 9,335 · interest | $252,755 11,935 · interest 51,000 · take home 6,552 · taxes | $1,261,803 -6,807 |
| 2050 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $796,995 30,654 · interest | $252,416 9,708 · interest | $205,314 10,110 · interest 51,000 · take home 6,552 · taxes | $1,254,724 -7,079 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2051 4.0% | $51,000 (fire take home) | $51,000 | $0 | $15,000 | $828,874 31,880 · interest | $262,512 10,097 · interest | $155,975 8,213 · interest 51,000 · take home 6,552 · taxes | $1,247,361 -7,363 |
| 2052 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $862,029 33,155 · interest | $273,013 10,500 · interest | $121,589 6,239 · interest 36,000 · take home 4,625 · taxes | $1,256,631 9,270 |
| 2053 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $896,510 34,481 · interest | $283,933 10,921 · interest | $85,828 4,864 · interest 36,000 · take home 4,625 · taxes | $1,266,272 9,641 |
| 2054 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $932,371 35,860 · interest | $295,291 11,357 · interest | $48,637 3,433 · interest 36,000 · take home 4,625 · taxes | $1,276,298 10,026 |
| 2055 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $969,666 37,295 · interest | $307,102 11,812 · interest | $9,957 1,945 · interest 36,000 · take home 4,625 · taxes | $1,286,725 10,427 |
| 2056 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,008,452 38,787 · interest | $292,563 12,284 · interest 26,823 · take home | $0 398 · interest 9,177 · take home 1,179 · taxes | $1,301,016 14,290 |
| 2057 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,048,790 40,338 · interest | $268,266 11,703 · interest 36,000 · take home | $0 | $1,317,056 16,041 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2058 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,090,742 41,952 · interest | $242,996 10,731 · interest 36,000 · take home | $0 | $1,333,738 16,682 |
| 2059 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,134,372 43,630 · interest | $216,716 9,720 · interest 36,000 · take home | $0 | $1,351,088 17,350 |
| 2060 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,179,747 45,375 · interest | $189,385 8,669 · interest 36,000 · take home | $0 | $1,369,131 18,044 |
| 2061 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,226,936 47,190 · interest | $160,960 7,575 · interest 36,000 · take home | $0 | $1,387,897 18,765 |
| 2062 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,276,014 49,077 · interest | $131,399 6,438 · interest 36,000 · take home | $0 | $1,407,413 19,516 |
| 2063 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,327,054 51,041 · interest | $100,655 5,256 · interest 36,000 · take home | $0 | $1,427,709 20,297 |
| 2064 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,380,137 53,082 · interest | $68,681 4,026 · interest 36,000 · take home | $0 | $1,448,817 21,108 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2065 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,435,342 55,205 · interest | $35,428 2,747 · interest 36,000 · take home | $0 | $1,470,770 21,953 |
| 2066 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,492,756 57,414 · interest | $845 1,417 · interest 36,000 · take home | $0 | $1,493,601 22,831 |
| 2067 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,511,147 59,710 · interest 35,121 · take home 6,198 · taxes | $0 34 · interest 879 · take home | $0 | $1,511,147 17,546 |
| 2068 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,529,240 60,446 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,529,240 18,093 |
| 2069 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,548,057 61,170 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,548,057 18,817 |
| 2070 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,567,626 61,922 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,567,626 19,569 |
| 2071 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,587,978 62,705 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,587,978 20,352 |
| Year | Income | Expenses | Surplus | Mortgage | Ret. (pre-tax) | Ret. (post-tax) | Investments | Net Worth |
| 2072 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,609,144 63,519 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,609,144 21,166 |
| 2073 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,631,157 64,366 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,631,157 22,013 |
| 2074 4.0% | $36,000 (fire take home) | $36,000 | $0 | $0 | $1,654,051 65,246 · interest 36,000 · take home 6,353 · taxes | $0 | $0 | $1,654,051 22,893 |